If you are looking for scholarships, make sure to click this link for information.
- Scholarship - awarded on various criteria, usually reflecting values and purposes of donor/founder of award. Not required to be repaid. Research online.
- Pell Grant - the Federal Pell Grant Program provides need-based grants to low-income undergraduates to promote access to post-secondary education. Not required to be repaid. Apply by FAFSA/College instructions
- Institutional aid - many colleges/universities (both public & private) provide grants/scholarships to help pay for all or part of tuition and additional fees. Granted by specific colleges.
- Federal Work-Study Program - earn money towards college education by working part-time. Apply by FAFSA/follow college instructions.
- Tuition Payment Plan - Tuition installment plans can be a reasonable alternative to education loans if you can afford tuition, just not in a lump sum at the start of the semester. Check with the college.
First Choice Student Loads
- Federal Perkins Loan - need-based federal student loan for undergraduate & graduate students with exceptional financial need. Apply by FAFSA/follow college instructions
- Federal Direct Stafford Loan - Federal student loans available to college/university undergraduate and graduate students attending college at least half-time. There are two types: subsidized & unsubsidized. Apply by FAFSA/follow college instructions
Student Loans to Cover Remaining College Costs
- Federal Direct PLUS Loan for Parents - credit-based federal loan for parents of dependent undergraduate students currently enrolled in post-secondary education. The PLUS Loan allows parents to borrow money on the student's behalf. Apply by FAFSA/follow college instructions.
- Private or alternative loans - private student loan programs are credit-based college financing options. See banks or other lenders.